How long after my bankruptcy is discharged do I have to include a company?

[John Doe]

I filed over 2 and a half years ago and was discharged little over 2 years ago. My question is how long after I am discharged do I have the right to include someone in on my bankruptcy? Because 2 months after I was discharged one creditor that wasnt on my bankruptcy but I was deliquent at the time of the discharge is now reporting negative info to the credit companies. ------

[A W]

How about just PAYING it since it IS a debt you incurred?Call the attorney who did your bankruptcy and see what they say. ------

[bdancer222]

If you were delinquent at the time, why didn't you include this creditor in your bankruptcy? And if it showed up 2 months after discharge, why didn't you contact your attorney and see about getting it included?Even if they just started reporting the item recently, it still will age off 7-1/2 years from date of first deficiency. This is per the FCRA and nothing restarts that clock. ------

[Studly]

Sigh....three answers and not one of them answers your question. Sorry.Once your bankruptcy is discharged it is next to impossible to get it re-opened to include a debt. You would have to file a whole new bankruptcy.Actually, if the debt is not included by the"bar"date it's already too late. ------