How long after a discharged Chapter 7 bankruptcy can I refinance?

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06-21-2009, 04:45 AM

prettycre8ive prettycre8ive is offline

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How long after a discharged Chapter 7 bankruptcy can I refinance?

Hi,The 2-year ARM on my home mortgage (two mortgages) expires August 2008 (home purchased August 2006). However, I filed a Chapter 7 bankruptcy in 2007 (discharged in July 2007). Will I be able to refinance this year? I've heard that Ch. 7's are different from Ch. 13's in terms of the refinancing waiting time. ------

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