I only know North Carolina.This require that a driver hold liability insurance before a license can be issued. Some states require that you carry proof of insurance in your car at all times, while others do not enforce this law. For example, North Carolina does not specify that you must carry proof of insurance in your vehicle; however, North Carolina does state that you must have that information to trade with another driver in the event of an accident.If a state specifies you must have proof of insurance in your car or not, it's always advisable to have the information on hand in case an officer should request it.
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